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-akker-potential-2024/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/ruggeri-psychology-2023/</loc><lastmod>2025-02-21T19:01:12+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/financial-decision-making/</loc><lastmod>2025-03-28T14:05:04-04:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/preprint/</loc><lastmod>2025-03-28T14:05:04-04:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/ruggeri-persistence-2023/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/higher-education/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/open-research/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/open-scholarship/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/open-science/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/pedagogy/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/teaching/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/pownall-teaching-2023/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/financial-stress/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/measurement-invariance/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/personal-financial-wellness-scale/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/poverty/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/validation/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/buabang-validation-2022/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/</loc><lastmod>2025-03-28T15:12:24-04:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/economics/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/social-policy/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/ruggeri-globalizability-2022/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/parsons-community-sourced-2022/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/science/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/scientific-community/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/technology-and-society/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/politics/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/social-science/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/publication/ruggeri-general-2021/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/dopamine/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/maternal-bonding-difficulties/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/motherinfant-bonding/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftjones.com/tags/oxytocin/</loc><lastmod>2025-02-20T20:35:15+00:00</lastmod><changefreq>weekly</changefreq></url><url><loc>https://sarahashcroftj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